/* ============================================================
   eVehicle — EV Loan Page
   ============================================================ */

/* ── HERO ── */
.loan-hero { background:linear-gradient(135deg,#0d1117 0%,#1a1f2e 40%,#0f2218 100%); position:relative; overflow:hidden; padding:64px 0 0; }
.loan-hero::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse 55% 70% at 90% 30%,rgba(0,200,150,.13),transparent 60%),radial-gradient(ellipse 40% 50% at 10% 80%,rgba(0,200,150,.06),transparent 60%); pointer-events:none; }
.loan-hero::after { content:''; position:absolute; inset:0; pointer-events:none; background-image:linear-gradient(rgba(0,200,150,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(0,200,150,.04) 1px,transparent 1px); background-size:60px 60px; }
.loan-hero-inner { position:relative; z-index:1; display:grid; grid-template-columns:1fr 420px; gap:48px; align-items:center; }
.loan-hero-eyebrow { display:inline-flex; align-items:center; gap:8px; background:rgba(0,200,150,.12); border:1px solid rgba(0,200,150,.25); color:var(--primary); font-size:.74rem; font-weight:700; padding:5px 13px; border-radius:var(--radius-full); font-family:var(--font-primary); text-transform:uppercase; letter-spacing:.07em; margin-bottom:18px; }
.loan-hero-h1 { font-size:clamp(1.9rem,4vw,3rem); font-weight:900; color:var(--white); line-height:1.1; margin-bottom:18px; font-family:var(--font-primary); }
.loan-hero-h1 .accent { color:var(--primary); position:relative; display:inline-block; }
.loan-hero-h1 .accent::after { content:''; position:absolute; bottom:-2px; left:0; right:0; height:3px; background:var(--primary); border-radius:3px; opacity:.4; }
.loan-hero-sub { font-size:1rem; color:rgba(255,255,255,.55); line-height:1.75; margin-bottom:28px; max-width:480px; }
.loan-hero-stats { display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin-bottom:28px; }
.loan-stat { background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.09); border-radius:var(--radius-lg); padding:14px 16px; }
.loan-stat-val { font-size:1.5rem; font-weight:900; color:var(--primary); font-family:var(--font-primary); line-height:1; }
.loan-stat-lbl { font-size:.68rem; color:rgba(255,255,255,.45); margin-top:4px; font-weight:600; line-height:1.3; }
.loan-hero-cta { display:flex; gap:11px; align-items:center; flex-wrap:wrap; }
.loan-hero-note { font-size:.75rem; color:rgba(255,255,255,.35); display:flex; align-items:center; gap:5px; margin-top:14px; }
.loan-hero-note i { color:var(--primary); }
.loan-hero-wave { margin-top:48px; line-height:0; }
.loan-hero-wave svg { display:block; width:100%; }

/* ── HERO FORM CARD ── */
.loan-hero-card { background:var(--white); border-radius:20px; box-shadow:0 24px 80px rgba(0,0,0,.4),0 0 0 1px rgba(0,200,150,.15); overflow:hidden; }
.loan-card-hd { background:linear-gradient(135deg,var(--primary),#009e78); padding:18px 24px; }
.loan-card-hd h3 { color:var(--dark); font-size:.98rem; font-weight:800; font-family:var(--font-primary); margin:0 0 3px; display:flex; align-items:center; gap:8px; }
.loan-card-hd p { color:rgba(0,30,20,.6); font-size:.77rem; margin:0; }
.loan-card-steps { display:flex; gap:3px; margin-top:12px; }
.loan-card-step { flex:1; height:3px; background:rgba(255,255,255,.3); border-radius:2px; transition:background .3s; }
.loan-card-step.active,.loan-card-step.done { background:var(--dark); }
.loan-card-body { padding:22px 24px; }
.loan-step-pane { display:none; }
.loan-step-pane.active { display:block; animation:evFadeIn .2s ease; }
@keyframes evFadeIn { from{opacity:0;transform:translateY(6px)} to{opacity:1;transform:translateY(0)} }
.loan-step-title { font-size:.82rem; font-weight:700; color:var(--text-muted); text-transform:uppercase; letter-spacing:.06em; margin-bottom:16px; display:flex; align-items:center; gap:7px; font-family:var(--font-primary); }
.loan-step-title i { color:var(--primary); }

/* Form fields */
.lf-row { display:grid; gap:11px; margin-bottom:11px; }
.lf-row.c2 { grid-template-columns:1fr 1fr; }
.lf-field { display:flex; flex-direction:column; gap:4px; }
.lf-field label { font-size:.74rem; font-weight:700; color:var(--text); font-family:var(--font-primary); }
.lf-field label .req { color:var(--danger); }
.lf-field input,.lf-field select {
  width:100%; padding:10px 12px; border:1.5px solid var(--border); border-radius:var(--radius);
  font-size:.84rem; font-family:var(--font-body); color:var(--text); transition:var(--transition);
  background:var(--white); box-sizing:border-box;
}
.lf-field input:focus,.lf-field select:focus { border-color:var(--primary); outline:none; box-shadow:0 0 0 3px rgba(0,200,150,.1); }
.lf-field input.lf-error,.lf-field select.lf-error { border-color:var(--danger); box-shadow:0 0 0 3px rgba(239,68,68,.1); }
.lf-field .lf-err-msg { font-size:.7rem; color:var(--danger); display:none; align-items:center; gap:4px; }
.lf-field .lf-err-msg.show { display:flex; }

/* Vehicle type grid */
.loan-vtype-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:7px; margin-bottom:11px; }
.loan-vtype { border:1.5px solid var(--border); border-radius:var(--radius); padding:9px 6px; text-align:center; cursor:pointer; transition:var(--transition); user-select:none; }
.loan-vtype:hover { border-color:var(--primary); }
.loan-vtype.active { border-color:var(--primary); background:var(--primary-light); }
.loan-vtype-ico { font-size:1.3rem; display:block; margin-bottom:3px; }
.loan-vtype-lbl { font-size:.65rem; font-weight:700; color:var(--text-muted); font-family:var(--font-primary); }
.loan-vtype.active .loan-vtype-lbl { color:var(--primary-dark); }

/* OTP row */
.lf-otp-row { display:flex; gap:7px; }
.lf-otp-row input { flex:1; }
.lf-otp-btn { padding:10px 13px; background:var(--primary); color:var(--dark); border:none; border-radius:var(--radius); font-size:.76rem; font-weight:700; cursor:pointer; white-space:nowrap; font-family:var(--font-primary); transition:var(--transition); flex-shrink:0; }
.lf-otp-btn:hover { background:var(--primary-dark); color:#fff; }
.lf-otp-btn:disabled { opacity:.5; cursor:not-allowed; }

/* EMI preview */
.loan-emi-preview { background:linear-gradient(135deg,var(--dark),#1a2f20); border-radius:var(--radius-lg); padding:14px 16px; margin:12px 0; display:flex; align-items:center; justify-content:space-between; gap:10px; }
.loan-emi-preview-val { font-size:1.3rem; font-weight:900; color:var(--primary); font-family:var(--font-primary); line-height:1; }
.loan-emi-preview-lbl { font-size:.67rem; color:rgba(255,255,255,.45); margin-top:3px; }
.loan-emi-preview-right { text-align:right; }
.loan-emi-preview-right .val { font-size:.82rem; font-weight:700; color:var(--white); }
.loan-emi-preview-right .lbl { font-size:.63rem; color:rgba(255,255,255,.4); }

/* Range slider */
.lf-slider-wrap { margin-top:5px; }
.lf-slider { width:100%; accent-color:var(--primary); cursor:pointer; }
.lf-slider-labels { display:flex; justify-content:space-between; font-size:.67rem; color:var(--text-muted); margin-top:3px; }

/* Nav buttons */
.loan-card-nav { display:flex; gap:9px; margin-top:16px; }
.loan-card-nav .btn { flex:1; justify-content:center; font-size:.86rem; }

/* Submit state */
.loan-submit-btn .ev-spinner { display:none; width:16px; height:16px; border:2px solid rgba(0,0,0,.2); border-top-color:var(--dark); border-radius:50%; animation:evSpin .6s linear infinite; }
.loan-submit-btn.loading .ev-spinner { display:inline-block; }
.loan-submit-btn.loading .btn-text { display:none; }
@keyframes evSpin { to{transform:rotate(360deg)} }

/* Success step */
.loan-success-step { text-align:center; padding:10px 0; }
.loan-success-ico { width:60px; height:60px; background:linear-gradient(135deg,var(--primary),#009e78); border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:1.5rem; color:var(--dark); margin:0 auto 14px; animation:popIn .4s cubic-bezier(.175,.885,.32,1.275); }
@keyframes popIn { from{transform:scale(0)} to{transform:scale(1)} }
.loan-success-step h4 { font-size:1rem; font-weight:800; color:var(--text); font-family:var(--font-primary); margin-bottom:7px; }
.loan-success-step p { font-size:.82rem; color:var(--text-muted); line-height:1.7; margin-bottom:14px; }
.loan-ref-id { display:inline-block; background:var(--primary-light); color:var(--primary-dark); font-weight:700; font-family:var(--font-primary); padding:5px 16px; border-radius:var(--radius-full); font-size:.82rem; border:1px solid rgba(0,200,150,.2); margin-bottom:14px; }

/* ── WHY SECTION ── */
.loan-why { padding:64px 0; background:var(--white); }
.loan-why-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:18px; margin-top:36px; }
.loan-why-card { border:1.5px solid var(--border); border-radius:var(--radius-xl); padding:24px 20px; text-align:center; transition:var(--transition); position:relative; overflow:hidden; }
.loan-why-card::before { content:''; position:absolute; inset:0; background:linear-gradient(135deg,var(--primary-light),transparent); opacity:0; transition:var(--transition); }
.loan-why-card:hover { border-color:var(--primary); transform:translateY(-4px); box-shadow:var(--shadow-lg); }
.loan-why-card:hover::before { opacity:1; }
.loan-why-ico { width:56px; height:56px; background:var(--primary-light); border-radius:16px; display:flex; align-items:center; justify-content:center; font-size:1.4rem; color:var(--primary); margin:0 auto 14px; position:relative; z-index:1; transition:var(--transition); }
.loan-why-card:hover .loan-why-ico { background:var(--primary); color:var(--dark); transform:scale(1.1); }
.loan-why-card h4 { font-size:.92rem; font-weight:800; color:var(--text); font-family:var(--font-primary); margin-bottom:7px; position:relative; z-index:1; }
.loan-why-card p { font-size:.8rem; color:var(--text-muted); line-height:1.7; position:relative; z-index:1; margin:0; }

/* ── PROCESS ── */
.loan-process { padding:64px 0; background:var(--gray-50); }
.loan-process-steps { display:grid; grid-template-columns:repeat(4,1fr); gap:0; margin-top:40px; position:relative; }
.loan-process-steps::before { content:''; position:absolute; top:36px; left:12.5%; right:12.5%; height:2px; background:repeating-linear-gradient(90deg,var(--primary) 0,var(--primary) 12px,transparent 12px,transparent 22px); z-index:0; }
.loan-proc-step { text-align:center; position:relative; z-index:1; padding:0 10px; }
.loan-proc-num { width:72px; height:72px; background:var(--white); border:3px solid var(--primary); border-radius:50%; display:flex; align-items:center; justify-content:center; margin:0 auto 16px; font-size:1.5rem; color:var(--primary); transition:var(--transition); box-shadow:0 4px 20px rgba(0,200,150,.2); }
.loan-proc-step:hover .loan-proc-num { background:var(--primary); color:var(--dark); transform:scale(1.08); }
.loan-proc-step h5 { font-size:.87rem; font-weight:800; color:var(--text); font-family:var(--font-primary); margin-bottom:6px; }
.loan-proc-step p { font-size:.78rem; color:var(--text-muted); line-height:1.6; }
.loan-proc-badge { display:inline-block; background:var(--primary); color:var(--dark); font-size:.62rem; font-weight:800; padding:2px 8px; border-radius:var(--radius-full); font-family:var(--font-primary); margin-bottom:8px; }

/* ── BANKS ── */
.loan-banks { padding:56px 0; background:var(--white); overflow:hidden; }
.loan-banks-scroll { display:flex; gap:16px; overflow-x:auto; padding:16px 0; scrollbar-width:none; }
.loan-banks-scroll::-webkit-scrollbar { display:none; }
.loan-bank-card { flex-shrink:0; width:160px; background:var(--white); border:1.5px solid var(--border); border-radius:var(--radius-lg); padding:18px 16px; text-align:center; transition:var(--transition); cursor:pointer; }
.loan-bank-card:hover { border-color:var(--primary); box-shadow:0 4px 20px rgba(0,200,150,.15); transform:translateY(-2px); }
.loan-bank-ico { font-size:2rem; margin-bottom:8px; }
.loan-bank-name { font-size:.78rem; font-weight:700; color:var(--text); font-family:var(--font-primary); margin-bottom:4px; }
.loan-bank-rate { font-size:.7rem; font-weight:700; color:var(--primary-dark); background:var(--primary-light); padding:2px 8px; border-radius:var(--radius-full); display:inline-block; }

/* ── CALCULATOR SECTION ── */
.loan-calc { padding:64px 0; background:linear-gradient(135deg,var(--dark),#1a2f20); position:relative; overflow:hidden; }
.loan-calc::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse 50% 80% at 80% 50%,rgba(0,200,150,.08),transparent); pointer-events:none; }
.loan-calc-inner { position:relative; z-index:1; display:grid; grid-template-columns:1fr 1fr; gap:48px; align-items:center; }
.loan-calc-copy h2 { color:var(--white); font-size:clamp(1.4rem,2.5vw,2rem); font-weight:900; font-family:var(--font-primary); margin-bottom:12px; }
.loan-calc-copy h2 span { color:var(--primary); }
.loan-calc-copy p { color:rgba(255,255,255,.5); font-size:.88rem; line-height:1.75; margin-bottom:24px; }
.loan-calc-cta { display:flex; gap:10px; flex-wrap:wrap; }
.loan-calc-widget { background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.1); border-radius:20px; padding:28px; backdrop-filter:blur(10px); }
.lc-row { margin-bottom:18px; }
.lc-label { display:flex; justify-content:space-between; font-size:.78rem; font-weight:700; color:rgba(255,255,255,.6); margin-bottom:8px; font-family:var(--font-primary); }
.lc-label span { color:var(--primary); font-size:.88rem; }
.lc-slider { width:100%; height:5px; accent-color:var(--primary); cursor:pointer; }
.lc-result { background:rgba(0,200,150,.1); border:1px solid rgba(0,200,150,.25); border-radius:var(--radius-lg); padding:18px; display:grid; grid-template-columns:1fr 1fr; gap:12px; }
.lc-res-item { text-align:center; }
.lc-res-val { font-size:1.2rem; font-weight:900; color:var(--primary); font-family:var(--font-primary); }
.lc-res-lbl { font-size:.67rem; color:rgba(255,255,255,.45); margin-top:3px; }

/* ── ELIGIBILITY ── */
.loan-eligibility { padding:64px 0; background:var(--gray-50); }
.loan-elig-grid { display:grid; grid-template-columns:1fr 1fr; gap:36px; margin-top:36px; align-items:start; }
.loan-elig-col h4 { font-size:.9rem; font-weight:800; color:var(--text); font-family:var(--font-primary); margin-bottom:16px; display:flex; align-items:center; gap:8px; }
.loan-elig-col h4 i { color:var(--primary); }
.loan-elig-list { display:flex; flex-direction:column; gap:10px; }
.loan-elig-item { display:flex; align-items:flex-start; gap:11px; padding:13px 15px; background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); transition:var(--transition); }
.loan-elig-item:hover { border-color:var(--primary); }
.loan-elig-item-ico { width:32px; height:32px; background:var(--primary-light); border-radius:var(--radius-sm); display:flex; align-items:center; justify-content:center; font-size:.82rem; color:var(--primary); flex-shrink:0; }
.loan-elig-item-text { font-size:.82rem; color:var(--text-muted); line-height:1.5; }
.loan-elig-item-text strong { color:var(--text); display:block; margin-bottom:2px; font-family:var(--font-primary); font-size:.84rem; }
.loan-docs-grid { display:grid; grid-template-columns:1fr 1fr; gap:9px; }
.loan-doc { display:flex; align-items:center; gap:9px; padding:11px 13px; background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); font-size:.8rem; font-weight:600; color:var(--text); transition:var(--transition); }
.loan-doc:hover { border-color:var(--primary); }
.loan-doc i { color:var(--primary); font-size:.85rem; width:16px; }

/* ── FAQ ── */
.loan-faq { padding:64px 0; background:var(--white); }
.loan-faq-grid { display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-top:36px; }
.loan-faq-item { border:1.5px solid var(--border); border-radius:var(--radius-lg); overflow:hidden; transition:var(--transition); }
.loan-faq-item.open { border-color:var(--primary); }
.loan-faq-hd { display:flex; align-items:flex-start; gap:11px; padding:15px 17px; cursor:pointer; user-select:none; }
.loan-faq-hd:hover { background:var(--gray-50); }
.loan-faq-q { font-size:.85rem; font-weight:700; color:var(--text); font-family:var(--font-primary); flex:1; line-height:1.4; }
.loan-faq-chev { font-size:.65rem; color:var(--gray-400); transition:var(--transition); flex-shrink:0; margin-top:3px; }
.loan-faq-item.open .loan-faq-chev { transform:rotate(180deg); color:var(--primary); }
.loan-faq-bd { display:none; padding:0 17px 15px; font-size:.82rem; color:var(--text-muted); line-height:1.75; border-top:1px solid var(--border); padding-top:13px; }
.loan-faq-item.open .loan-faq-bd { display:block; }

/* ── CTA BAND ── */
.loan-cta-band { background:linear-gradient(135deg,#0d1117,#1a1f2e); padding:56px 0; text-align:center; position:relative; overflow:hidden; }
.loan-cta-band::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse 60% 100% at 50% 100%,rgba(0,200,150,.1),transparent); pointer-events:none; }
.loan-cta-band-inner { position:relative; z-index:1; }
.loan-cta-band h2 { font-size:clamp(1.5rem,3vw,2.2rem); font-weight:900; color:var(--white); font-family:var(--font-primary); margin-bottom:12px; }
.loan-cta-band h2 span { color:var(--primary); }
.loan-cta-band p { color:rgba(255,255,255,.5); font-size:.9rem; max-width:520px; margin:0 auto 28px; line-height:1.7; }
.loan-cta-actions { display:flex; gap:12px; justify-content:center; flex-wrap:wrap; }

/* ── RESPONSIVE ── */
@media (max-width:1024px) {
  .loan-hero-inner { grid-template-columns:1fr 380px; gap:32px; }
  .loan-why-grid { grid-template-columns:repeat(2,1fr); }
  .loan-process-steps::before { display:none; }
  .loan-process-steps { grid-template-columns:repeat(2,1fr); gap:20px; }
  .loan-calc-inner { grid-template-columns:1fr; gap:28px; }
}
@media (max-width:768px) {
  .loan-hero { padding:40px 0 0; }
  .loan-hero-inner { grid-template-columns:1fr; gap:32px; }
  .loan-hero-stats { grid-template-columns:repeat(3,1fr); }
  .loan-why-grid { grid-template-columns:repeat(2,1fr); }
  .loan-process-steps { grid-template-columns:1fr 1fr; }
  .loan-elig-grid { grid-template-columns:1fr; }
  .loan-faq-grid { grid-template-columns:1fr; }
  .lf-row.c2 { grid-template-columns:1fr; }
  .loan-hero-wave { display:none; }
  .lc-result { grid-template-columns:1fr 1fr; }
}
@media (max-width:480px) {
  .loan-hero-stats { grid-template-columns:1fr 1fr; }
  .loan-hero-stats .loan-stat:last-child { grid-column:1/-1; }
  .loan-why-grid { grid-template-columns:1fr; }
  .loan-docs-grid { grid-template-columns:1fr; }
  .lc-result { grid-template-columns:1fr; }
  .loan-process-steps { grid-template-columns:1fr; }
}